Online loans up to


With Rainy Day Lending, you can receive funding up to $5,000. We provide more options for you, so there is a clear advantage to using us. The $5,000 is received quickly and from the privacy of your own home.

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Personal loans

Our Online process is quick, secure, & hassle free. You can submit your information from the privacy of your own home, do it all online.


All credit types

There are many advantages with Rainy Day Lending. You can request funds with any credit type at Rainy Day Lending.


See money in
your account.

Another advantage is that the funds can be deposited directly into your bank account as soon as the next business day!

What is Rainy Day Lending?

Rainy Day Lending is NOT a lender, we provide a service that aims to quickly connect customers with a lender that offers loans that may work for them. Thousands of Americans across the country use personal loans to help them pay for emergency expenses like medical expenses, mechanic fees, and bills.

Our simple online form does not contain any long questions and can be completed online in less than 5 minutes.

how it works

Visit Rainy Day Lending and understand that Rainy Day Lending is NOT a lender but instead a connecting service working with close to 50 online and offline lenders!


Submit your information online. Fill out our short & secure online form to request funds online, in most cases, without having to visit a store.


Once you submit your information online we'll attempt to connect you with a lender. If we find a possible lender, you will be presented with the next steps to complete your loan request.


If approved, in most cases the lender can deposit the funds to your bank account as soon as next business day.

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01. What is a personal loan and what can I use it for?

People get personal loans to help with home repairs, unexpected expenses, holiday shopping, bills, and more. Such a loan from one of our lenders can help you get the cash you need! Once you fill out our online form, if a lender is available, you can receive money as fast as next business day.

02. How fast can I get the money?

While approval for a short-term loan can be fast, usually within minutes, you are not likely to be able to get money until next business day. Think of the process as depositing a check into your bank account, typically, you have to wait at least 1 business day before the check clears and the money is available for you to use from your account. If you are approved for a personal loan by one of the lenders in our network, you can receive the cash for your emergency in as little as 1 business day and resolve your short term cash problem in no time!

03. How do you protect my privacy and personal information?

In transmitting your personal information to our lender network we ensure the highest safety of your personal information. Using SSL encryption your personal data is scrambled in route to our servers, and decrypted once it arrives at Rainy Day Lending.

04. Do I have to go into a store or wait in line?

Entering your information on Rainy Day Lending is easy and private. From the comfort of your home desktop, laptop, smart phone, or tablet computer you can complete the entire process without going into a store and waiting in embarrassing lines. The process is easy and private.

05. Are there any fees?

Rainy Day Lending does not charge the consumers any fees and there is no fee to submit your information online. If approved for a loan, your lender will present you with the exact fees and interest rate of your loan prior to your acceptance of the loan. Rainy Day Lending is not a lender and cannot predict the exact fees and interest of the loan option presented to you. You are under no obligation to accept the terms presented to you by the lender.

06. Do I qualify for this personal loan?

In order to qualify for a personal loan via Rainy Day Lending you must be employed or have a regular source of income, earn at least $800/month, be 18 years of age or older, and be a US Citizen. Please note that filling out our online form does not guarantee approval. Approval decisions will still be at the lenders' discretion.